Has password manager improved enough to be worth it in [Apr 2026]?

[ElPresidente]

Curious what people here actually think about this.

For context I have been on forums for a long time and this comes up differently here than elsewhere.

Not looking for a definitive answer, more a sense of what people have actually found worthwhile.

Most recommendations assume ideal conditions and ignore the fact that real situations are always messier.

What is the general feeling here?