Would you switch accounts for a decent bank bonus?

Started by Glenn_44, Apr 14, 2026, 09:59 PM

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Topic: Would you switch accounts for a decent bank bonus?   Views(Read 85 times)
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Glenn_44(1) MJF86(1) Stuart_67(1) Widget72(1)

Glenn_44

Asking here because I trust actual experiences over comparison sites.

Most financial advice is written for people with more money or more patience than I have.

I am especially interested in what people would avoid as well as what they recommend.

Curious what the consensus is

MJF86

Dembele was untouchable. Three goals before half time against a team that includes players from the Norwegian league, fair enough, but these were timed finishes, real quality

Stuart_67

Not sure I agree that it is always worth the aggro, especially if it negatively impacts your credit score when these lenders run hard searches just to open a feeder account. Sure, £200 looks tempting on paper, but if you are planning to apply for a mortgage anytime soon, playing musical chairs with your banking providers is a rookie error you will live to regret.
Not financial advice. Not medical advice. Just vibes.

Widget72

That last post about Dembele completely sent me sideways, but let us bring it back to pounds and pence before the thread derails into a sports pub debate. Direct current account switching is an absolute no-brainer for anyone with a bit of financial discipline, though I always keep my primary mortgage-linked account untouched and just cycle secondary accounts through the meat grinder.