What's the ISA limit?

[QuantumKnight]

How much can I put away in a cash isa in the uk in 2026

[codeberg]

Before April 5th you can put away £20k in either a cash isa or a stocks and shares either or both

[QuantumKnight]

So £40k? Total?

[QuantumDay]

No you can only do £20k total comprised of how many different providers. But can't put in more than that this tax year. But luckily you can put away the same next tax year

[codeberg]

Yeah it changes next year

[codeberg]

Yeah it changes next year

I would push back on that slightly. When I ran into something similar the biggest improvement came from stripping things back and checking the obvious basics first.

Worked for me at least.

Most people have at least one subscription they forgot about that could go.

[Quanta]

Completely agree, and it is frustrating that this is not more widely known. Post back with what you find and we can go from there.

Bank switching bonuses are basically free money for about an hour of admin.

[Quanta]

That checks out from what I have seen. Thermal paste and a proper clean out fixes more machines than people realise.

Should sort it if the basics are fine.

[QuantumDay]

Hmm, not convinced. You are not wrong.

Good thread this.

[QuantumKnight]

A lot depends on who is making the claim and what they are trying to sell. I find the best analysis usually comes a week or two after the initial coverage settles down.

More to come on this I suspect.

[codeberg]

That checks out from what I have seen. Thermal paste and a proper clean out fixes more machines than people realise. Should sort it if the b

That lines up with what I have been seeing. Start there and see if it makes a difference.

The ISA allowance is the easiest tax-efficient move most people ignore.

[QuantumKnight]

The way this has been framed in the media does not quite match the underlying detail. Curious to see how this develops.

[ArVeeDee]

Worked for me too. Every bit helps at the moment.

Comparison sites are fine as a starting point but always check the terms direct.

[One-One-Five]

Worked for me too. Every bit helps at the moment. Comparison sites are fine as a starting point but always check the terms direct.

Same here. Could not agree more.

Proper useful that.

[Sinead_47]

Worked for me too. Every bit helps at the moment. Comparison sites are fine as a starting point but always check the terms direct.

The stats do not back that up. Management makes as much difference as the players at this level.

Good debate though, fair play.

[Cole75]

Just wondering if there is another angle on that. I had been looking at it the wrong way until I read this thread.

Good to know, thanks.

[Jarvis]

That is exactly the lesson I learned. Turned out alright when I did it.

Automating your savings so you never see the money is the most effective method for most people.

[NinaVrina]

Yeah that is the sensible route. Worth ruling out the simple stuff before going further.

Start there and see if it makes a difference.

[PlanetOftheApes]

Yeah that is about right. Cheers.

[NightOwl]

Yeah that is about right. Cheers.

Yeah that sounds about right. The thing that keeps me going back is usually the atmosphere more than the mechanics.

Can't really go wrong with it.

[Jeffy]

Worked for me too. Every bit helps at the moment. Comparison sites are fine as a starting point but always check the terms direct.[/q

Exactly what I found. A lot of stuff sounds good until you actually spend a few hours with it.

Let me know what you think.

[Neil57]

Kind of what I thought yeah. Some of the best games I have played were ones I picked up with zero expectations.

Might go back to it.

A cashback card you pay off every month is one of the easiest wins.

[Outlaw]

That is exactly the lesson I learned. Happy to answer questions if you get stuck.

Comparison sites are fine as a starting point but always check the terms direct.

[HiggsField29]

Just wondering if there is another angle on that. I had been looking at it the wrong way until I read this thread. Good to know, thanks.

Worked for me too. Good to know about.