What money mistake do you wish you had avoided in your twenties?

[QuantumKnight]

Asking here because I trust actual experiences over comparison sites.

Looking for what actually worked rather than what should work in theory.

Not looking for a definitive answer, more a sense of what people have actually found worthwhile.

I want to know what the second year of doing this looks like, not just the first week.

Any thoughts welcome

[Andy89]

That is my view too if I am being straight. The best sides find ways to win ugly and that matters more than the style of play.

Time will tell on this one

[Ava_75]

Not worth cutting corners on that part. Turned out alright when I did it