What is the easiest money saving switch most people put off?

[QuantumKnight]

Real experiences are usually more useful than glossy ads and comparison pages.

Real numbers from actual people are more useful than any comparison page.

Even a rough steer in the right direction would be helpful at this point.

Nobody writes a guide about the thing that almost worked but did not quite - that is usually the most useful information.

Has anyone here actually tried it?

[Totally]

Moving bank. So many free bribes being paired to switch. The worry re lost direct debits