NS&I new fixed-rate savings pay up to 4.5 percent

[MJF_Fan]

NS&I has launched new fixed-rate savings accounts paying up to 4.5 percent, backed by the Treasury. The rates are close to the top of the tables, though MSE says some other providers are paying slightly more.
https://www.moneysavingexpert.com/news/2026/04/nsandi-savings-new-rates/

https://www.moneysavingexpert.com/news/2026/04/nsandi-savings-new-rates/

[QubitZero]

The Treasury backing is the main attraction here.

[Red Builder]

Slightly lower rate might be worth it for peace of mind.

[CrimsonFury]

I would still compare with the best buys before locking in.

[BretHart]

No access until maturity is the big catch for me.